{"generatedAt":"2026-09-05T21:44:11.670Z","methodologyVersion":"IRF-1.0","source":"https://www.insurhi.com/methodology","citation":"Insurhi. (2026). Insurhi Rating Framework (IRF-1.0) scores. https://www.insurhi.com/press/irf-scores.json","count":100,"rows":[{"entity":"product","slug":"aarp-uhc-medicare","name":"AARP/UnitedHealthcare Medicare Supplement","category":"medicare","coverage":8.6,"pricing":7.4,"claims":8.4,"service":8.5,"transparency":8,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"aetna-medicare","name":"Aetna Medicare Supplement","category":"medicare","coverage":7.9,"pricing":7.3,"claims":7.8,"service":7.9,"transparency":7.7,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"akc-pet","name":"AKC Pet Insurance","category":"pet","coverage":7.5,"pricing":7.2,"claims":7.6,"service":7.5,"transparency":7.8,"overall":7.5,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"allstate-auto","name":"Allstate Auto Insurance","category":"auto","coverage":8.2,"pricing":7.4,"claims":7.8,"service":8,"transparency":7.9,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"allstate-home","name":"Allstate Home Insurance","category":"home","coverage":8.4,"pricing":7.2,"claims":8,"service":8,"transparency":7.9,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"allstate-renters","name":"Allstate Renters Insurance","category":"renters","coverage":7.9,"pricing":7.6,"claims":7.7,"service":7.9,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"amfam-auto","name":"American Family Auto Insurance","category":"auto","coverage":7.9,"pricing":7.5,"claims":7.8,"service":8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"amfam-renters","name":"American Family Renters Insurance","category":"renters","coverage":7.8,"pricing":7.6,"claims":7.6,"service":7.8,"transparency":7.7,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"amica-home","name":"Amica Mutual Home Insurance","category":"home","coverage":8.6,"pricing":7,"claims":8.6,"service":8.8,"transparency":8.2,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"amica-renters","name":"Amica Renters Insurance","category":"renters","coverage":8.2,"pricing":7.2,"claims":8.2,"service":8.4,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"anthem-medicare","name":"Anthem Blue Cross Medicare Supplement","category":"medicare","coverage":8,"pricing":7.5,"claims":7.8,"service":8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"aspca-pet","name":"ASPCA Pet Health Insurance","category":"pet","coverage":7.6,"pricing":7.4,"claims":7.7,"service":7.6,"transparency":7.9,"overall":7.6,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"auto-owners-home","name":"Auto-Owners Home Insurance","category":"home","coverage":8.3,"pricing":7.1,"claims":8.3,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"auto-owners-renters","name":"Auto-Owners Renters Insurance","category":"renters","coverage":8,"pricing":7.4,"claims":7.9,"service":8,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"banner-life","name":"Banner Life Insurance","category":"life","coverage":8.2,"pricing":8,"claims":8,"service":7.8,"transparency":8.3,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"bcbs-medicare","name":"Blue Cross Blue Shield Medicare Supplement","category":"medicare","coverage":8,"pricing":7.5,"claims":7.9,"service":8.1,"transparency":7.8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"chubb-home","name":"Chubb Home Insurance","category":"home","coverage":9,"pricing":6.2,"claims":8.8,"service":8.6,"transparency":8.4,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"cigna-medicare","name":"Cigna Medicare Supplement","category":"medicare","coverage":7.9,"pricing":7.4,"claims":7.7,"service":7.9,"transparency":7.8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"embrace-pet","name":"Embrace Pet Insurance","category":"pet","coverage":8.1,"pricing":7.6,"claims":8,"service":7.9,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"erie-home","name":"Erie Insurance Home Insurance","category":"home","coverage":8.2,"pricing":7.3,"claims":8.2,"service":8.3,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"erie-renters","name":"Erie Insurance Renters Insurance","category":"renters","coverage":7.9,"pricing":7.5,"claims":7.8,"service":8.1,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"farmers-auto","name":"Farmers Auto Insurance","category":"auto","coverage":8.1,"pricing":7.5,"claims":7.9,"service":8,"transparency":7.9,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"farmers-renters","name":"Farmers Renters Insurance","category":"renters","coverage":7.8,"pricing":7.5,"claims":7.7,"service":7.9,"transparency":7.8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"figo-pet","name":"Figo Pet Insurance","category":"pet","coverage":7.8,"pricing":8,"claims":7.6,"service":7.6,"transparency":8.1,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"geico-auto","name":"GEICO Auto Insurance","category":"auto","coverage":8,"pricing":8.6,"claims":7.8,"service":7.9,"transparency":8,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"gerber-medicare","name":"Gerber Life Medicare Supplement","category":"medicare","coverage":7.7,"pricing":7.5,"claims":7.7,"service":7.8,"transparency":7.6,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"guardian-life","name":"Guardian Life Insurance","category":"life","coverage":8.4,"pricing":7.2,"claims":8.4,"service":8.6,"transparency":8.1,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"healthy-paws","name":"Healthy Paws Pet Insurance","category":"pet","coverage":8,"pricing":7.8,"claims":7.9,"service":7.8,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"humana-medicare","name":"Humana Medicare Supplement","category":"medicare","coverage":8.2,"pricing":7.6,"claims":8,"service":8.1,"transparency":7.9,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"kaiser-medicare","name":"Kaiser Permanente Medicare Supplement","category":"medicare","coverage":7.8,"pricing":7.2,"claims":7.6,"service":8,"transparency":7.5,"overall":7.6,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"ladder-life","name":"Ladder Life Insurance","category":"life","coverage":8,"pricing":8.2,"claims":7.8,"service":7.6,"transparency":8.4,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"lemonade-pet","name":"Lemonade Pet Insurance","category":"pet","coverage":7.6,"pricing":8,"claims":7.4,"service":7.3,"transparency":8.2,"overall":7.6,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"lemonade-renters","name":"Lemonade Renters Insurance","category":"renters","coverage":7.8,"pricing":8.8,"claims":7.6,"service":7.5,"transparency":8.4,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"liberty-mutual-auto","name":"Liberty Mutual Auto Insurance","category":"auto","coverage":8,"pricing":7.6,"claims":7.7,"service":7.8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"liberty-mutual-home","name":"Liberty Mutual Home Insurance","category":"home","coverage":8.2,"pricing":7.4,"claims":7.9,"service":7.9,"transparency":7.8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"massmutual-life","name":"MassMutual Life Insurance","category":"life","coverage":8.6,"pricing":7.1,"claims":8.5,"service":8.8,"transparency":8.2,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"mutual-omaha-medicare","name":"Mutual of Omaha Medicare Supplement","category":"medicare","coverage":8.1,"pricing":7.7,"claims":8.1,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nationwide-auto","name":"Nationwide Auto Insurance","category":"auto","coverage":8,"pricing":7.7,"claims":7.8,"service":7.9,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nationwide-home","name":"Nationwide Home Insurance","category":"home","coverage":8,"pricing":7.4,"claims":7.9,"service":8,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nationwide-life","name":"Nationwide Life Insurance","category":"life","coverage":8.1,"pricing":7.3,"claims":8.1,"service":8,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nationwide-pet","name":"Nationwide Pet Insurance","category":"pet","coverage":7.9,"pricing":7.5,"claims":7.8,"service":7.8,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nationwide-renters","name":"Nationwide Renters Insurance","category":"renters","coverage":7.9,"pricing":7.5,"claims":7.7,"service":7.9,"transparency":7.8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"northwestern-mutual-life","name":"Northwestern Mutual Life Insurance","category":"life","coverage":8.8,"pricing":7,"claims":8.6,"service":9,"transparency":8.2,"overall":8.3,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"nylife-life","name":"New York Life Insurance","category":"life","coverage":8.5,"pricing":7,"claims":8.4,"service":8.6,"transparency":8.1,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"pacific-life","name":"Pacific Life Insurance","category":"life","coverage":8.3,"pricing":7.4,"claims":8.2,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"pets-best","name":"Pets Best Pet Insurance","category":"pet","coverage":7.8,"pricing":7.7,"claims":7.8,"service":7.7,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"progressive-auto","name":"Progressive Auto Insurance","category":"auto","coverage":8.4,"pricing":8.2,"claims":8,"service":8.1,"transparency":8.2,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"protective-life","name":"Protective Life Insurance","category":"life","coverage":8,"pricing":7.6,"claims":8,"service":7.9,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"spot-pet","name":"Spot Pet Insurance","category":"pet","coverage":7.7,"pricing":7.9,"claims":7.5,"service":7.5,"transparency":8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"state-farm-auto","name":"State Farm Auto Insurance","category":"auto","coverage":8.2,"pricing":7.6,"claims":8,"service":8.4,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"state-farm-home","name":"State Farm Home Insurance","category":"home","coverage":8.8,"pricing":7.8,"claims":8.5,"service":8.6,"transparency":8.3,"overall":8.4,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"state-farm-medicare","name":"State Farm Medicare Supplement","category":"medicare","coverage":8.2,"pricing":7.5,"claims":8.1,"service":8.3,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"state-farm-renters","name":"State Farm Renters Insurance","category":"renters","coverage":8,"pricing":7.8,"claims":8,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"travelers-auto","name":"Travelers Auto Insurance","category":"auto","coverage":8.3,"pricing":7.4,"claims":8,"service":8.1,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"travelers-home","name":"Travelers Home Insurance","category":"home","coverage":8.5,"pricing":7.3,"claims":8.2,"service":8.2,"transparency":8.2,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"trupanion-pet","name":"Trupanion Pet Insurance","category":"pet","coverage":8.4,"pricing":7.2,"claims":8.2,"service":8,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"usaa-auto","name":"USAA Auto Insurance","category":"auto","coverage":8.6,"pricing":8.4,"claims":8.8,"service":9.2,"transparency":8.5,"overall":8.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"usaa-home","name":"USAA Home Insurance","category":"home","coverage":8.8,"pricing":8,"claims":8.9,"service":9.1,"transparency":8.5,"overall":8.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"usaa-life","name":"USAA Life Insurance","category":"life","coverage":8.5,"pricing":7.8,"claims":8.6,"service":9,"transparency":8.4,"overall":8.4,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"product","slug":"usaa-renters","name":"USAA Renters Insurance","category":"renters","coverage":8.4,"pricing":8.2,"claims":8.6,"service":9,"transparency":8.4,"overall":8.5,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"aarp-uhc","name":"AARP/UnitedHealthcare","category":"","coverage":8.6,"pricing":7.6,"claims":8.4,"service":8.6,"transparency":8,"overall":8.3,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"aetna","name":"Aetna","category":"","coverage":7.9,"pricing":7.3,"claims":7.8,"service":7.9,"transparency":7.7,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"akc","name":"AKC","category":"","coverage":7.5,"pricing":7.2,"claims":7.6,"service":7.5,"transparency":7.8,"overall":7.5,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"allstate","name":"Allstate","category":"","coverage":8.2,"pricing":7.4,"claims":7.9,"service":8,"transparency":7.9,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"amfam","name":"American Family","category":"","coverage":7.9,"pricing":7.5,"claims":7.8,"service":8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"amica","name":"Amica","category":"","coverage":8.6,"pricing":7,"claims":8.6,"service":8.8,"transparency":8.2,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"anthem","name":"Anthem Blue Cross","category":"","coverage":8,"pricing":7.5,"claims":7.8,"service":8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"aspca","name":"ASPCA","category":"","coverage":7.6,"pricing":7.4,"claims":7.7,"service":7.6,"transparency":7.9,"overall":7.6,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"auto-owners","name":"Auto-Owners","category":"","coverage":8.2,"pricing":7.2,"claims":8.2,"service":8.2,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"banner","name":"Banner","category":"","coverage":8.2,"pricing":8,"claims":8,"service":7.8,"transparency":8.3,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"bcbs","name":"Blue Cross Blue Shield","category":"","coverage":8,"pricing":7.5,"claims":7.9,"service":8.1,"transparency":7.8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"chubb","name":"Chubb","category":"","coverage":9,"pricing":6.2,"claims":8.8,"service":8.6,"transparency":8.4,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"cigna","name":"Cigna","category":"","coverage":7.9,"pricing":7.4,"claims":7.7,"service":7.9,"transparency":7.8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"embrace","name":"Embrace","category":"","coverage":8.1,"pricing":7.6,"claims":8,"service":7.9,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"erie","name":"Erie Insurance","category":"","coverage":8.1,"pricing":7.4,"claims":8.1,"service":8.2,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"farmers","name":"Farmers","category":"","coverage":8.1,"pricing":7.5,"claims":7.9,"service":8,"transparency":7.9,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"figo","name":"Figo","category":"","coverage":7.8,"pricing":8,"claims":7.6,"service":7.6,"transparency":8.1,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"geico","name":"GEICO","category":"","coverage":8,"pricing":8.6,"claims":7.8,"service":7.8,"transparency":8,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"gerber","name":"Gerber Life","category":"","coverage":7.7,"pricing":7.5,"claims":7.7,"service":7.8,"transparency":7.6,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"guardian","name":"Guardian","category":"","coverage":8.4,"pricing":7.2,"claims":8.4,"service":8.6,"transparency":8.1,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"healthy-paws","name":"Healthy Paws","category":"","coverage":8,"pricing":7.8,"claims":7.9,"service":7.8,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"humana","name":"Humana","category":"","coverage":8.2,"pricing":7.6,"claims":8,"service":8.1,"transparency":7.9,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"kaiser","name":"Kaiser Permanente","category":"","coverage":7.8,"pricing":7.2,"claims":7.6,"service":8,"transparency":7.5,"overall":7.6,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"ladder","name":"Ladder","category":"","coverage":8,"pricing":8.2,"claims":7.8,"service":7.6,"transparency":8.4,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"lemonade","name":"Lemonade","category":"","coverage":7.8,"pricing":8.6,"claims":7.5,"service":7.4,"transparency":8.3,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"liberty-mutual","name":"Liberty Mutual","category":"","coverage":8,"pricing":7.5,"claims":7.8,"service":7.8,"transparency":7.8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"massmutual","name":"MassMutual","category":"","coverage":8.6,"pricing":7.1,"claims":8.5,"service":8.8,"transparency":8.2,"overall":8.2,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"mutual-omaha","name":"Mutual of Omaha","category":"","coverage":8.1,"pricing":7.7,"claims":8.1,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"nationwide","name":"Nationwide","category":"","coverage":8,"pricing":7.6,"claims":7.8,"service":7.9,"transparency":8,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"northwestern-mutual","name":"Northwestern Mutual","category":"","coverage":8.8,"pricing":7,"claims":8.6,"service":9,"transparency":8.2,"overall":8.3,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"nylife","name":"New York","category":"","coverage":8.5,"pricing":7,"claims":8.4,"service":8.6,"transparency":8.1,"overall":8.1,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"pacific","name":"Pacific","category":"","coverage":8.3,"pricing":7.4,"claims":8.2,"service":8.2,"transparency":8,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"pets-best","name":"Pets Best","category":"","coverage":7.8,"pricing":7.7,"claims":7.8,"service":7.7,"transparency":7.9,"overall":7.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"progressive","name":"Progressive","category":"","coverage":8.4,"pricing":8.2,"claims":8.2,"service":8.2,"transparency":8.1,"overall":8.3,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"protective","name":"Protective","category":"","coverage":8,"pricing":7.6,"claims":8,"service":7.9,"transparency":8,"overall":7.9,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"spot","name":"Spot","category":"","coverage":7.7,"pricing":7.9,"claims":7.5,"service":7.5,"transparency":8,"overall":7.7,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"state-farm","name":"State Farm","category":"","coverage":8.8,"pricing":7.8,"claims":8.4,"service":8.8,"transparency":8.2,"overall":8.4,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"travelers","name":"Travelers","category":"","coverage":8.4,"pricing":7.3,"claims":8.1,"service":8.2,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"trupanion","name":"Trupanion","category":"","coverage":8.4,"pricing":7.2,"claims":8.2,"service":8,"transparency":8.1,"overall":8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"},{"entity":"provider","slug":"usaa","name":"USAA","category":"","coverage":8.8,"pricing":8.4,"claims":9,"service":9.4,"transparency":8.6,"overall":8.8,"scoredAt":"2026-08-27","methodologyVersion":"IRF-1.0"}]}