Insurance products

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from Allstate.

Drivewise program for safe driving rewards / Claim Satisfaction Guarantee / Strong roadside assistance program / Multiple policy discounts

Market Share/Rating: 10.19% market share / 4.2★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from American Family.

KnowYourDrive program for safe drivers / Multiple policy bundling discounts / Strong customer service / Gap insurance available

Market Share/Rating: 1.72% market share / 4.1★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from this provider.

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from Farmers.

Multiple coverage tiers / Rideshare coverage available / Strong claims satisfaction / Customizable policies

Market Share/Rating: 2.66% market share / 4.0★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from GEICO.

Available in all 50 states + DC / 16 different discounts available / Competitive rates for good drivers / Strong mobile app and digital experience

Market Share/Rating: ~16% market share / 4.3★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from Liberty Mutual.

Better Car Replacement coverage / Accident forgiveness / Multiple discounts available / Strong commercial auto options

Market Share/Rating: 3.27% market share / 4.0★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from Nationwide.

SmartRide program for safe drivers / Accident forgiveness / Vanishing deductible option / Strong roadside assistance

Market Share/Rating: 1.66% market share / 4.2★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from Progressive.

Name Your Price tool / Snapshot program for safe drivers / Strong for high-risk drivers / Wide coverage options

Market Share/Rating: 16.73% market share / 4.6★

A balanced choice for auto buyers who want clear coverage trade-offs and dependable servicing from State Farm.

Largest auto insurer in the US / Available in all 50 states / Drive Safe & Save app offers up to 30% discount / 19,000+ local agents

Market Share/Rating: 18.87% market share / 4.4★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Banner.

Top term life choice (Policygenius) / Affordable term rates / Flexible underwriting / $10M+ coverage available

Type/Rating: Commercial / 4.5★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Guardian.

Best overall and term life (NerdWallet 2026) / Term, whole, universal, and variable policies / Strong financial ratings / Flexible underwriting

Type/Rating: Mutual company / 5.0★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Ladder.

Best for flexible coverage (Money 2026) / Online-only platform / Coverage up to $3M / Easy to adjust coverage over time

Type/Rating: Digital platform / 4.7★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from MassMutual.

Best overall for term life (U.S. News 2026) / Flexible payment options / Strong whole life policies / Dividend history

Type/Rating: Mutual company / 4.8★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Nationwide.

Best for no-exam policies (U.S. News 2026) / Quick coverage options / Strong term and permanent options / Easy application process

Type/Rating: Commercial / 4.5★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from New York.

Best for whole life coverage (Money 2026) / Various permanent policy options / Lifetime coverage / Strong conversion options

Type/Rating: Mutual company / 4.7★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Northwestern Mutual.

Highest financial strength ratings (A++ A.M. Best) / Term, whole, and universal life options / Dividend payments to policyholders / Strong financial planning services

Type/Rating: Mutual company / 4.9★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Pacific.

Top term life choice / Strong universal life products / Indexed universal life experts / Investment options

Type/Rating: Commercial / 4.6★

A balanced choice for life buyers who want clear coverage trade-offs and dependable servicing from Protective.

Top term life provider / Competitive pricing / Strong universal life options / Flexible policy terms

Type/Rating: Commercial / 4.6★

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Allstate.

Home-sharing coverage (Airbnb/Vrbo) / Claim Satisfaction Guarantee / Multiple discounts / Strong mobile app

Market Position/Rating: Comprehensive / 4.5★

A balanced choice for owner-occupants who value coverage clarity, dividend-style returns, and reliable claim handling on weather and water losses.

Dwelling $200K–$1.5M (extended replacement cost option to 130%)

$1,150–$2,850/year

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Auto-Owners.

Top 3 ranking (U.S. News) / Guaranteed replacement cost coverage / Strong regional presence

Market Position/Rating: Top 3 ranking / 4.6★

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Chubb.

Best for high-value homes (NerdWallet) / Masterpiece policy with unique benefits / Risk consulting services

Market Position/Rating: High-end market / 4.8★

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Erie Insurance.

Top customer satisfaction / Guaranteed replacement cost / Strong regional coverage (12 states + DC)

Market Position/Rating: Customer satisfaction / 4.7★

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Liberty Mutual.

Multiple coverage options / Home protection program / Strong discounts

Market Position/Rating: ~6% market share / 4.3★

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Nationwide.

SmartRide safe driver discounts / Multiple policy bundling / Brand new belongings coverage

Market Position/Rating: Comprehensive / 4.6★

Best for homeowners who want a local agent, multi-policy bundling, and predictable claim handling—even if the headline premium is not always the lowest.

Dwelling $150K–$2M+ (extended replacement cost and guaranteed replacement options vary by state)

$980–$3,200/year

A balanced choice for home buyers who want clear coverage trade-offs and dependable servicing from Travelers.

Top 10 ranking (U.S. News) / Green home discount / Multiple policy discounts

Market Position/Rating: Top 10 ranking / 4.5★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from AKC.

Best for pre-existing conditions (Wirecutter) / Coverage after 365 days of continuous policy

Coverage/Rating: AKC registered dogs preferred / 4.3★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from ASPCA.

Customizable accident-and-illness policies / Accident-only coverage available / Two tiers of wellness coverage / 24/7 vet helpline

Coverage/Rating: Dogs & cats / 4.5★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Embrace.

Healthy Pet Deductible (decreases each year) / Wellness Rewards program

Coverage/Rating: Dogs & cats / 4.5★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Figo.

Available in all 50 states + DC / 14-day waiting period for illnesses / Figo Pet Cloud app for claims

Coverage/Rating: Dogs & cats / 4.4★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Healthy Paws.

No caps on claim payouts / One simple plan design / Fast claims processing

Coverage/Rating: Dogs & cats / 4.7★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Lemonade.

Instant claims processing via AI / Affordable rates / 2-day waiting period for accidents

Coverage/Rating: Dogs & cats / 4.6★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Nationwide.

Accident-only, accident & illness, and wellness plans / Coverage for exotic pets (birds, reptiles)

Coverage/Rating: Dogs, cats, & exotic pets / 4.4★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Pets Best.

Best overall pet insurance (multiple ratings) / No upper age limits / Multiple wellness plans / Direct vet payment option

Coverage/Rating: Dogs & cats / 4.7★

A balanced choice for pet buyers who want clear coverage trade-offs and dependable servicing from Spot.

Available in all 50 states + DC / 14-day waiting period for accidents/illnesses / Multiple wellness add-ons

Coverage/Rating: Dogs & cats / 4.5★

A widely available, AARP-branded UnitedHealthcare Medicare Supplement program that wins on nationwide doctor access and predictable out-of-pocket costs.

Standardized Medigap benefits per NAIC (Plan G, Plan N, High-Deductible Plan G)

$120–$240/month (varies by plan, ZIP, age)

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Aetna.

Part of CVS Health network / Pharmacy benefits integration

Market Position/Rating: CVS integration / 4.5★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Anthem Blue Cross.

Regional BCBS member / Strong coverage in multiple states

Market Position/Rating: Regional BCBS / 4.6★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Blue Cross Blue Shield.

Nationwide network / Most doctors accept BCBS / Multiple plan options

Market Position/Rating: Nationwide network / 4.7★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Cigna.

Multiple plan types / Strong customer service / Wellness programs

Market Position/Rating: Top 4 provider (NerdWallet 2026) / 4.5★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Gerber Life.

Specialized in Medicare market / Strong financial ratings

Market Position/Rating: Medicare specialist / 4.4★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Humana.

Strong Medicare presence / Multiple plan options / Go365 wellness program

Market Position/Rating: Strong Medicare presence / 4.4★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Kaiser Permanente.

Integrated care model / HMO structure / Strong preventive care focus

Market Position/Rating: Integrated care / 4.5★

A balanced choice for medicare buyers who want clear coverage trade-offs and dependable servicing from Mutual of Omaha.

Top Medigap provider / Strong financial stability / Multiple plan options / Competitive rates

Market Position/Rating: Top 10 provider / 4.6★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Allstate.

Best for seniors (Business Insider) / Multiple coverage options / Strong discounts

Price/Rating: Best for seniors / 4.5★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from American Family.

Best for business professionals (Business Insider) / Business property coverage for home offices

Price/Rating: Best for business professionals / 4.5★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Amica.

Best customer service (NerdWallet) / Excellent satisfaction ratings / Dividend policies available

Price/Rating: Best customer service / 4.7★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Auto-Owners.

Top 3 ranking (multiple sources) / Guaranteed replacement cost / Strong regional presence

Price/Rating: Top 3 ranking / 4.6★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Erie Insurance.

Best for discounts (Business Insider) / Available in 12 states + DC / Multiple discounts

Price/Rating: Best for discounts / 4.6★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Farmers.

Multiple coverage tiers / Strong claims service / Pet coverage available

Price/Rating: Customizable / 4.3★

An affordable, app-first renters policy that wins on signup speed and small-claim payouts—but be alert to sub-limits on jewelry, electronics, and bicycles.

Personal property $10K–$250K, liability $100K–$1M

$5–$30/month

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Nationwide.

Multiple discounts / Brand new belongings coverage / 5% multi-policy discount

Price/Rating: Multiple discounts / 4.6★

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from State Farm.

Best overall (LendingTree 2025) / Cheapest renters insurance / 19,000+ local agents / Strong customer satisfaction

Price/Rating: $133/year average / 4.8★