Amica

Amica is profiled on Insurhi for homeowners insurance, renters insurance. Mutual company often noted for home and renters service scores; compare premiums against regional peers. Insurhi currently links 2 product reviews, including amica-renters and amica-home. Before binding coverage, compare deductibles, exclusions, discount eligibility, and claims reporting channels against at least two peers in the same category. Use our buying guides for next steps: /guides/home-insurance-buying-guide (home hub: /insurance/home); /guides/renters-insurance-buying-guide (renters hub: /insurance/renters). Editor-reviewed July 2026. This profile is informational—not a quote or guarantee of rates or claim outcomes.

Independent carrier profile. Confirm current policy wording, regional availability, and pricing directly with the insurer before choosing coverage.

Carrier scorecard

4.8/ 5

Insurance lines: 2
Linked products: 2
Coverage regions: 2

Service · Products · Claims

Best fit: Homeowners comparing replacement cost vs ACV
Watch-out: Compare exclusions, discounts, and claims support before switching.
Coverage signal: Home Insurance, Renters Insurance
Research depth: 2 linked product reviews plus regional availability.

Insurhi Rating Framework

Editorial scores for Amica

Research scores from our five-dimension rubric (IRF-1.0). These are editorial ratings, not regulator or consumer-survey grades.

Overall IRF

8.2

out of 10

Coverage & exclusions

Weight 30%

8.6

Price & value

Weight 25%

7.0

Claims speed & reliability

Weight 25%

8.6

Service & support

Weight 15%

8.8

Transparency & consumer fit

Weight 5%

8.2

Scored 2026-08-27Framework IRF-1.0How we score

Quick answer

Is Amica a good insurance provider?

Amica is profiled on Insurhi for homeowners insurance, renters insurance. Mutual company often noted for home and renters service scores; compare premiums against regional peers. Insurhi currently links 2 product reviews, including amica-renters and amica-home. Before binding coverage, compare deductibles, exclusions, discount eligibility, and claims reporting channels against at least two peers in the same category. Use our buying guides for next steps: /guides/home-insurance-buying-guide (home hub: /insurance/home); /guides/renters-insurance-buying-guide (renters hub: /insurance/renters). Editor-reviewed July 2026. This profile is informational—not a quote or guarantee of rates or claim outcomes. Its current Insurhi profile rating is 4.8 out of 5; use that as a starting signal, then confirm policy terms, discounts, and claim handling before you switch.

Selection factors

Decision table

Best fit: Homeowners comparing replacement cost vs ACV
Not ideal for: shoppers who want to compare only a single policy without checking related home insurance alternatives.
Coverage signal: Home Insurance, Renters Insurance
Claim check: Review timelines, documentation requirements, denial patterns, and support channels before relying on any carrier profile.

Best for

Homeowners comparing replacement cost vs ACV
Buyers in hail or wildfire-prone regions
Households with scheduled valuables or endorsements
Apartment renters protecting personal property

Coverage regions

Nationwide
Availability varies by state

Insurance lines

Linked products

Home Insurance

Amica Mutual Home Insurance

IRF 8.2

Provider: Amica

IRF 8.2

A balanced choice for owner-occupants who value coverage clarity, dividend-style returns, and reliable claim handling on weather and water losses.

Dwelling $200K–$1.5M (extended replacement cost option to 130%)

$1,150–$2,850/year

Read review

Renters Insurance

Amica Renters Insurance

IRF 8.0

Provider: Amica

IRF 8.0

A balanced choice for renters buyers who want clear coverage trade-offs and dependable servicing from Amica.

Best customer service (NerdWallet) / Excellent satisfaction ratings / Dividend policies available

Price/Rating: Best customer service / 4.7★

Read review

Provider questions

QIs Amica good for home insurance?

Amica may be worth shortlisting for home insurance if its coverage regions, product lineup, and service model fit your needs. Compare linked products and claim considerations before choosing.

QWho is Amica best for?

Homeowners comparing replacement cost vs ACV

QWhat should I compare before choosing Amica?

Compare pricing assumptions, policy exclusions, claims support, available discounts, financial strength, and the linked product reviews for Amica.

Continue exploring

Pair carrier research with product reviews, buying guides, and methodology notes.

Product reviewsCompare policies from this carrier and competitors.Open Buying guidesLearn what to look for before switching insurers.Open All providersBrowse the full carrier directory.Open